Product Categories



Yes We Deliver!


Buy Now Pay Later with HUMM






Certegy Ezi-Pay, the service you know and love, has a new name. The way you Buy Now Pay Later is about to change for the better! 

Take it home today and pay over time with No Interest, Ever!

Simply visit to get pre-approved through their fast and easy application process. Come to our showroom and find your new FAB Furniture and Bedding, then take home your new furniture and pay no interest, ever!

Really? No Interest Ever on my new FAB Furniture and Bedding? One of the great benefits of your payment plan is that you never pay interest on the amount you owe. There are fees to set up and run your account and to process your repayments. These fees are included in your credit and payment schedules. So you know exactly how much you are being charged and, providing you stick to your payment plan, you know exactly how many payments you need to make. So there really is no interest. Ever!

Who is Humm? Humm (formerly Certegy Ezi-Pay Pty Ltd) has been providing a No Interest Ever!* retail payment plan since 2000. For more information, visit

What is Humm? A continuing credit payment plan that lets you purchase goods or services today, by paying an initial deposit, with the remaining balance being conveniently direct debited fortnightly. There is a simple application, no invasive questions and fast approval times. Best of all there is NO INTEREST EVER!*

What are the setup fees and charges for an Ezi-Pay plan? When you make your initial purchase, Humm will open an Account for you. With this initial purchase, you will pay a purchase establishment fee between $35 and $90 which will set up your account and is payable over the term of the plan. The Account will provide you access to online information about your purchase(s), credit schedule(s), access to our 1800 customer call in facility and other benefits. There is a monthly account keeping fee of $3.50 which will be direct debited whilst your account remains active.

Are there any other charges? There is a $2.95 payment processing fee to process each repayment. Please remember that your payment plan is NO INTEREST EVER!*Please refer to the “Terms and Conditions” in store for further details.

Can I make multiple purchases? Yes, as your available credit increases as per the repayment calculation detailed within the “Terms and Conditions”, additional transactions are possible. The online Account tool enables you to keep track of your available credit as you make repayments.

Can I close my Account and are there any charges? Once your purchase(s) have been paid in full and your account balance is zero you can cancel via written notice to Certegy Ezi-Pay. There are NO additional fees for closing your Account or paying out early. What do I need to apply for a payment plan? • To be over 18 years of age and be a permanent resident of Australia. • To be employed on a Full-Time basis working a minimum of 30 hours or be an Aged or Veteran’s Pensioner. • To have a bank account or credit card in your name with documentation showing proof of ownership ie bank statement – Sorry EFTPOS cards are not suitable as they can not be debited. • To provide suitable identification. • If goods or services are to be  tted or applied to a property or dwelling then you must be the owner of that domestic property or dwelling. Please refer to the “Terms and Conditions” in store

Up to $2,000 and choose to repay fortnightly in 5 or 10 slices – that’s over 2.5 or 5 months.

Up to $30,000 and up to 60 months to pay, depending on where you shop and what you buy.